Financial Planning

At Maloney’s Financial Services our focus is about providing the appropriate sound advice to help you achieve your financial goals.

This means that you need more than initial advice.

• Our clients are provided with ongoing advice for their financial plan.
• Maloney’s Financial Services regularly checks to ensure that your plan is on track by providing you with regular updates on important economic and market movements that could affect you.

Most importantly, we conduct an annual review with you to ensure that you remain happy with our service and to make any necessary adjustments to your plan.

If you choose, we can even conduct these reviews more regularly.

As a result, our ongoing service will be tailored to meet your specific circumstances and goals.

We simply see this as part of working together with you to achieve your goals.

Superannuation

• Wholesale
• Retail
• Industry

Self Managed Super Funds

• Set up your own
• Join a ready to go platform variant

Life & Disability Insurance

We hope that you and your family enjoy good health throughout your life.

However, for thousands of Australians every year, this is not the case.

In the event of your death or long term disability, who will pay your mortgage, feed and clothe your family, pay your bills, your school fees and look after your financial commitments?

In our experience, the only reliable source of money in this dire situation is provided through a reliable insurance policy.

At Maloney’s we specialise in this area and all our advisers are able to provide you with a complete solution that suits your budget.

Importantly, we are not tied to any one insurance company and have the entire market available for you.

Types of cover available:

Life - For your personal needs:

The above insurance policies ensure the payment of your debts and meets any ongoing or lost income requirements.

Replacement of Key People - For Key Person needs:

To make sure your business can survive the death or disability of one of the business partners. At the same time, making sure the surviving partner has the option to obtain control of the business, while providing proper financial compensation to the deceased partner’s estate.

Maloney’s Financial Services will ensure that an advocate is available with your insurer to enable a quick and efficient processing of claims when required. 

As part of our service we also get involved with your claim to make sure you have an advocate with your insurer to get your claim processed as quickly and efficiently as possible.